#Lift equifax security freeze drivers#

#Lift equifax security freeze drivers#

Include your PIN and two forms of identification, such as a copy of your drivers license or government ID, social security number, and proof of address using a utility bill or something similar. Calling the automated system at (800) 349-9960.Request it with your PIN via the website.You can lift a credit freeze from your credit file with Equifax by one of the following: Here are the instructions for each of them. Each of the three main credit reporting agencies have similar procedures for lifting a credit freeze. Thanks to a new law that went into place in 2018 its now free to place, lift, and remove a security freeze. Once the application is approved, you can reinstate the credit freeze if you deem it necessary.

This PIN can be used to temporarily lift or permanently unfreeze (thaw) a credit freeze when a new, legitimate application for credit is submitted.īecause credit decisions cannot be made without a full review of your credit report and history, you may want to lift a credit freeze when you are applying for a new credit card, personal loan, mortgage or line-of-credit.

The process of enacting a credit freeze on your credit file involves the creation of a unique personal identification number (PIN) with each of the three major credit bureaus. A credit freeze does not have an impact on your current credit accounts, and it can be permanently removed (thawed, unfrozen) or temporarily lifted when necessary. A credit freeze is powerful because even when a criminal gathers your personal information, he or she has no way to use it to open a new credit card account, loan, or other line-of-credit.